Bankruptcy Violations

Debtors often cite creditor harassment as one of the primary reasons for filing bankruptcy. Unfortunately, creditors often fail to stop harassment despite the automatic bankruptcy stay and/or a discharge injunction. The collection attempts continue even after repeated notifications of the bankruptcy filing. Such actions are in direct violation of federal laws and debtors can recover actual damages and attorneys’ fees pursuant to the bankruptcy code. Bankruptcy violations can also result in other federal regulatory violations under the Fair Debt Collection Practices Act and Telephone Consumer Protection Act.